Filed under: Budget, Budget Stretchers, Coupons, Financial Goals, Student Loans | Tags: Coupons, debt payoff, Student Loans, UPromise
Did you know that even if you are done with college, you can sign up with UPromise.com?? I didn’t until recently.
With UPromise, you can link your Credit/Debit Cards to earn additional money that can be used to pay off your student loans. All kinds of purchases (dinings out, travel, general shopping), can help you earn money to pay off your student loan debt. You can also get coupon savings that will be loaded directly to your grocery/store cards.
For me, with the planning that I’ve done about coupons, their use will earn me double savings to be applied towards debt.
Filed under: Financial Goals | Tags: Coupons, Dave Ramsey, debt snowball, I've Paid for it Twice Already, snowflaking, UPromise
We’ve all heard of Dave Ramsey’s Snowball Debt Plan. But have you heard of snowflaking yet? Snowflaking is when you save little bits of money here and there (through couponing, selling things, taking online surveys, etc.) and apply it to your debt. You can read a basic primer about it on I’ve Paid for This Twice Already…. .
So in addition to a debt snowball, I’m going to work on some serious snowflaking so that I can pay down my debt even faster. I’m taking the money I save with coupons and moving it into my savings account. On the 15th of each month, I’ll take the money and pay down additional debt.
I also plan on signing up for Upromise since I can use that money to pay down existing student loan debt. It makes sense to take advantage of everything that I can get where I want to be!
Filed under: Financial Goals
I abandoned financialfreak.com a while ago, but now I am back. What I started 5 years ago when I moved down to Bay Area of the Houston Metroplex is coming together. The systems I learned for finances, household, as well as diet and exercise are finally beginning to mesh. It’s taken 5 years to get to this point, but I’m glad I am here.
This log is about the financial part of it. I owe over $100K in debt due to student loans and some really poor financial choices. But now that I am gainfully employed by a major corp and my job isn’t going away anytime soon, I’m focusing on getting things taken care of. My goal this year is a minimum of $20K paid off.
