Filed under: Budget Stretchers
Check out Angel Food Ministries if you are looking for a way to stretch your budget.
My sister Patty told me about Angel Food Ministries (http://www.angelfoodministries.com) last week. This organization is a Non-profit org that helps folks put food on their table without breaking the bank. THERE ARE NO INCOME CEILINGS to participate.
Look for a location in your area by visiting their web site.
Filed under: Financial Housekeeping
One of my goals this year is to get my debt paid down. Today I did the following for my financial health:
1) I figured out a rough initial estimate of how much $$$ I need for gas, food, and miscellaneous expenses from the 15th to the 31st and set up an envelope system for it. The envelopes I will carry with me are Food & Sundries, Gas, Entertainment, and Miscellaneous. As I shop, I’ll pull money out of the appropriate envelope and put a corresponding receipt into the envelope. When I get home, any receipts in the Miscellaneous Envelope are classified and moved to the appropriate category. My goal is that by Feb. 15th, I’ll be able to get a little more specific with my budget and make the appropriate adjustments.
2) I paid off 3 minor bills. One of them was the last utility bill for the old apartment and I should be getting a deposit back on that. I marked the date on the calendar that I need to check with the utility company to if I don’t have my deposit back by then.
3) Updated my ING account information and my Sharebuilder information. And also wrote down my account information.
4) Paid a payment on one other bill.
5) Went through my godaddy.com account and made some decisions about how I am going to manage some of the domains I have.
6) Moved the left over money from last pay period and my 10% for this pay period into my other checking account. Once the transfer has cleared. the bulk of the $$ in that account will be moved to my ING account.
Debt Goal for the Year: $15000
Total Debt Paid tonight: $402.64
$14597.36 to go!
Filed under: Financial Goals
I abandoned financialfreak.com a while ago, but now I am back. What I started 5 years ago when I moved down to Bay Area of the Houston Metroplex is coming together. The systems I learned for finances, household, as well as diet and exercise are finally beginning to mesh. It’s taken 5 years to get to this point, but I’m glad I am here.
This log is about the financial part of it. I owe over $100K in debt due to student loans and some really poor financial choices. But now that I am gainfully employed by a major corp and my job isn’t going away anytime soon, I’m focusing on getting things taken care of. My goal this year is a minimum of $20K paid off.
